Load Calculation Calculator

What factored design load must your structure resist?

The governing factored structural design load is the maximum result across all applicable LRFD load combinations, each of which applies code-specified multipliers to dead, live, wind, seismic, snow, and roof live loads before summing them. Enter your unfactored structural loads — dead, live, wind, and seismic — and this calculator applies load combination factors to find the governing factored design load your structure must resist. Used for beams, columns, slabs, and foundations in steel, concrete, and wood design.

Updated September 2026 · How this works

Example calculation — edit any field to use your own numbers

Put this calculator on your site

Free embed code. Works anywhere. No signup.

Worth knowing
How It Works
The formula, explained simply

Imagine two people on opposite ends of a seesaw: the structure is always trying to balance the load it carries against the resistance it can provide. In real structures, both sides of that balance are uncertain — the loads that arrive are never exactly what was designed for, and the materials resisting them are never perfectly uniform. Load combinations with multiplied factors are engineering's answer to that uncertainty: instead of designing for the exact loads you expect, you design for a pessimistic version of those loads so that failure remains improbable even when reality is worse than expected.

LRFD — Load and Resistance Factor Design — formalizes this balance. On the load side, unfactored service loads (what you would measure on a typical day) are multiplied by factors based on how variable and unpredictable each load type is. Dead load, which is relatively well-known, receives a factor of 1.2 in most combinations. Live load, which swings widely based on occupancy and use, receives 1.6 in the gravity-dominant combination. On the resistance side, material strength is multiplied by a phi factor less than one. The product: a design that is very unlikely to fail under realistic variation in both loads and strength simultaneously.

This calculator evaluates seven standard LRFD load combinations and returns the largest — the governing combination that the structural member must resist. Different combinations govern in different situations: gravity dominates for interior floor beams, wind can dominate for tall slender columns, and seismic governs for foundations in high-hazard zones. Checking all combinations and finding the maximum is not optional — skipping a combination is one of the most common sources of underdesigned structural elements.

When To Use This
Right tool, right situation

Use this calculator whenever you need the governing strength-level demand on a structural element: initial member sizing, capacity verification of an existing member, connection design, or foundation bearing area calculation. It applies to any material — steel, concrete, timber, masonry — because LRFD load combinations are material-independent. The resistance side of the equation (phi factors and nominal strength) changes by material; the load combination side does not.

This calculator is appropriate for preliminary design and sanity checks in professional practice. It evaluates the standard LRFD combinations that apply to most building structures. It is not appropriate for bridge design (AASHTO LRFD uses different combination factors and includes truck live load cases), for crane runway girders with impact loads, or for structures with fluid pressure or earth pressure loads that require additional combinations beyond the seven implemented here. For those cases, the combination set must be expanded and the tool's results used only as a starting point.

Do not use these factored loads directly for serviceability checks — deflection, vibration, and crack width limits use unfactored service loads or specific serviceability combinations, not the strength-level factored loads this calculator produces. Using factored loads for deflection checks overestimates deflection and can lead to over-designed members that still fail a drift ratio limit at the service level.

Common Mistakes
Why results sometimes look wrong

Using service loads directly as design loads is the most fundamental mistake beginners make. A dead load of 45.5 kips is not the design demand — the factored combination is 112.80. Designing to the service load instead of the factored load produces members that are systematically undersized, sometimes by more than half. The LRFD method pairs load factors with resistance factors; using unfactored loads on the left side of the inequality while using code-specified phi-reduced strength on the right side creates a false margin that does not represent real safety.

Skipping lateral load combinations when they appear small is a hidden failure mode. A wind load that seems minor compared to gravity loads can still govern anchor bolt tension or connection design when combined with the uplift combination (0.9D + 1.0W). Designers who only run the gravity combination miss lateral reversals entirely, leaving connections underdesigned for the load case that causes failures during storms. Always check all combinations, not just the ones that intuitively seem to matter.

Mixing units between load types produces results that look plausible but are wrong. Entering dead and live loads in kips and wind load in kN without converting creates a factored result that is numerically in neither system. All loads entered into a load combination must be in the same unit. If your wind analysis gives a result in kN and your gravity loads are in kips, convert before entering. The calculator cannot detect this error — the result will be finite and look reasonable.

The Math
Worked examples and deeper derivation

The primary gravity combination is: factored load = 1.2 × D + 1.6 × L + 0.5 × max(Lr, S). For the example with D = 45.5 and L = 32.0, the gravity-only sub-result is 105.80. The wind-combined calculation adds the lateral term: factored load = 1.2 × D + 1.0 × W + 1.0 × L + 0.5 × max(Lr, S), producing 104.60 for the example inputs. The seismic combination follows the same structure: 1.2 × D + 1.0 × E + 1.0 × L, yielding 98.60.

The uplift combination reverses the dead load role: factored load = 0.9 × D + 1.0 × W (or 1.0 × E). Here the factor of 0.9 reduces dead load below its nominal value, modeling the scenario where actual self-weight is less than estimated — unfavorable when dead load is resisting overturning or uplift. The factor of 1.4 × D alone (combination 1) rarely governs except for very lightly loaded structures where dead load is the only significant load. All seven combinations are evaluated and the maximum taken as the governing design demand.

The governing factored load is the demand side of the LRFD inequality: Pu ≤ φRn, where Pu is the factored load from this calculator, φ is the material resistance factor (0.9 for steel yielding per AISC 360, 0.75 for concrete shear per ACI 318), and Rn is the nominal strength of the member. Every structural calculation that follows — sizing, connection design, foundation bearing — uses the governing factored load as its starting point.

Office floor beam — gravity loads dominate
Dead load 45.5, live load 32.0, wind 18.0, seismic 12.0, roof live 8.0, snow 14.0
With a dead load of 45.5 and live load of 32.0, the gravity combination yields 105.80. The wind combination produces 104.60 and the seismic combination 98.60. The governing factored load is 112.80, shown by the Governing combination: 1.2D + 1.6L + 0.5(Lr or S). For this beam, the designer uses 112.80 as the demand in the flexural capacity check.
Tall facade column — wind governs over gravity
Dead load 5.0, live load 2.0, wind 80.0, seismic 0, roof live 0, snow 0
A slender facade column carrying light gravity but high lateral wind illustrates the uplift combination. The gravity-only combination gives 9.20, but the wind combination produces 88.00. The governing load is 88.00 from Governing combination: 1.2D + 1.0W + 1.0L + 0.5(Lr or S). Note that the 0.9D combination (dead load resisting uplift) can govern the net tension demand on anchor bolts even when compression governs the column shaft — always check both.
High seismic zone foundation pedestal
Dead load 120.0, live load 95.0, wind 40.0, seismic 55.0, roof live 20.0, snow 35.0
A heavily loaded foundation pedestal in a high seismic zone combines large gravity and seismic demands. The gravity combination reaches 296.00, while the seismic combination produces 294.00. The governing factored load is 313.50 from Governing combination: 1.2D + 1.6L + 0.5(Lr or S). Foundation designers use this value to determine the required bearing area and check overturning stability against the net soil pressure.
Expert Unlock
The thing most explanations skip

The 0.9 dead load factor in uplift combinations reveals a subtle assumption: LRFD treats dead load as having a coefficient of variation high enough to justify reducing it by 0.9 when it acts favorably. This matters for any element where permanent load provides the only resistance to overturning — a retaining wall relying on its own weight, a gravity foundation on expansive soil, or a slab anchoring a buoyant tank. In those cases, the 0.9D + 1.0W or 0.9D + 1.0E combination often produces a net uplift demand that is the actual governing design case, while the compression case from 1.2D + 1.6L looks perfectly adequate. Engineers who only check compression miss the failure mode that actually pulls anchors out of concrete.

A second subtlety: the wind and seismic load factors of 1 in LRFD combinations do not mean lateral loads are treated as certain. They mean the load analysis procedure (ASCE 7 wind maps, seismic hazard analysis) already embeds the probabilistic exceedance assumptions. The combined safety of the LRFD approach only holds when the loads themselves are computed using the correct hazard level — using a faster return period for seismic or a lower design wind speed than the code requires destroys the implicit probability target even when the load combination arithmetic is correct.

Why does my factored load exceed my applied loads?

What are the LRFD load combination factors and why are they greater than 1?

LRFD — Load and Resistance Factor Design — applies factors greater than one to service loads to account for uncertainty in load estimation. Dead load carries a factor of 1.2 because permanent loads are well-understood but systematically underestimated; live load carries 1.6 because occupancy loading is highly variable and harder to predict. These factors are not safety margins in isolation — they work together with resistance factors applied to material strength on the other side of the design equation. The combined approach ensures that the probability of failure stays below an acceptable threshold even when loads and strength simultaneously deviate from their expected values.

Why does wind load use a factor of 1.0 when live load uses 1.6?

Wind and seismic loads already incorporate significant conservatism in how they are calculated — wind pressures come from probabilistic speed maps and seismic demands from hazard maps, each with built-in return-period exceedance assumptions. Applying an additional factor greater than 1.0 would double-count uncertainty that the load analysis already handles. The 1.0 factor in LRFD combined combinations is not a sign that lateral loads are less important; it reflects that the load itself is already a strength-level demand, unlike occupancy live load which is a service-level average.

When does the 0.9D + wind or seismic combination govern over the 1.2D combinations?

The 0.9D uplift combination governs when dead load acts in the opposite direction to the applied lateral load — resisting overturning or net uplift rather than adding to compression. Anchor bolt tension, foundation overturning, and wall tie design are the most common cases. When dead load is small relative to the lateral load, reducing it to 0.9 of its nominal value represents the unfavorable scenario where actual self-weight is lower than estimated, leaving less resistance against uplift or sliding. Designers check this combination specifically for any connection or foundation element where load reversal is possible.

Need something this doesn't cover?

Suggest a tool — we'll build it →