Terms of Service

Last updated: May 2026  ·  Effective: May 2026

1. Who We Are

figured.fyi is operated by [ENTITY NAME] Pte. Ltd. (UEN: [UEN]), a company incorporated in Singapore. References to "we", "us", or "our" in these Terms refer to [ENTITY NAME] Pte. Ltd.

figured.fyi provides free online calculators, utility tools, and educational content to help people understand and apply mathematical and financial concepts.

2. Acceptance of Terms

By accessing or using figured.fyi, you agree to be bound by these Terms of Service. If you do not agree, please do not use the site.

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms. The "Last updated" date at the top of this page will always reflect the most recent revision.

3. Use of the Site

You may use figured.fyi for personal, educational, and commercial purposes, subject to these Terms. You agree not to:

• Use the site for any unlawful purpose or in violation of any applicable laws
• Attempt to reverse engineer, scrape excessively, or otherwise interfere with the site's operation
• Use automated tools to send more than reasonable volumes of requests to our servers
• Reproduce, distribute, or republish our tool pages or educational content without attribution
• Attempt to gain unauthorised access to any part of our infrastructure

4. No Financial, Legal, or Medical Advice

figured.fyi provides calculators and educational content for informational purposes only. Nothing on this site constitutes financial, legal, tax, medical, or professional advice of any kind.

Calculator results are mathematical estimates based on the inputs you provide. They should not be relied upon as the sole basis for any financial decision, investment, loan application, medical decision, or legal matter. Always consult a qualified professional before making important decisions.

5. Accuracy of Calculations

We take care to ensure our calculators use correct formulas and produce accurate results. However, we make no warranty — express or implied — that any calculation is error-free, complete, or suitable for your specific situation.

Calculations may not account for all variables relevant to your circumstances, including but not limited to taxes, fees, regional regulations, or individual financial factors.

6. Intellectual Property

All content on figured.fyi — including calculator interfaces, educational text, design, and code — is owned by or licensed to [ENTITY NAME] Pte. Ltd. and is protected by applicable intellectual property laws.

You may link to any tool on figured.fyi freely. You may not reproduce substantial portions of our educational content without prior written permission.

7. Third-Party Services

figured.fyi uses the following third-party services, each subject to their own terms:

• Google AdSense — display advertising. Google may serve personalised ads based on your browsing history.
• Google Analytics — anonymous usage analytics to help us improve the site.
• Google Fonts — typography loaded from Google's servers.
• Listmonk — email list management, self-hosted on our own infrastructure.

We are not responsible for the practices or content of third-party services. Please review their respective privacy policies.

8. Advertising

figured.fyi is supported by display advertising served by Google AdSense. Ads are clearly separated from tool content. We do not allow advertisers to influence our calculator results or educational content.

You may use an ad blocker. We'd prefer you didn't — ads keep the site free — but we won't restrict your access if you do.

9. Email Communications

If you subscribe to updates via the email gate on our tools, you consent to receive occasional emails from figured.fyi about new tools and site updates. You may unsubscribe at any time using the link in any email we send.

We do not sell or share your email address with third parties for marketing purposes.

10. Disclaimer of Warranties

figured.fyi is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The site will be uninterrupted, error-free, or secure at all times
• Any results obtained from calculators will be accurate or reliable for your purposes
• Defects will be corrected promptly

11. Limitation of Liability

To the maximum extent permitted by applicable law, [ENTITY NAME] Pte. Ltd. and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of figured.fyi, including but not limited to financial losses resulting from reliance on calculator outputs.

Our total liability for any claim arising from your use of the site shall not exceed SGD 100.

12. Governing Law

These Terms are governed by the laws of Singapore. Any disputes arising from these Terms or your use of figured.fyi shall be subject to the exclusive jurisdiction of the courts of Singapore.

13. Contact Us

If you have questions about these Terms, please contact us: